Surf City, a quant and sleepy ocean front city located along the coast of North Carolina. With beautiful sights in abundance and smiling faces around every corner, it comes at no surprise why this little seaside paradise has become not only popular with tourists, but with home buyers as well.

However, buying a home in Surf City can be a little overwhelming, especially if you are a first time buyer.

We want to debunk some of the most common myths surrounding the home-buying process. After all with so much information out there, it can be hard to determine what’s fact and what’s fiction.


1.) You will Spend a Fortune

Houses that are on or near the beach must be expensive, right? Actually, Surf City offers some of the most affordable housing options around. Right next to Highway 17, and just a short drive from Wilmington and Jacksonville, Surf City offers the best of both worlds, beach life, but with an affordable price tag. While you will find that price points can vary, rest assured, Surf City is one of the most affordable places that you can live with an ocean front view. Home to only 2,000 year round residents; Surf City is the ultimate seaside escape.


2.) Perfect Credit is a Requirement

One of the most common misconceptions surrounding the buying process is the notion that your credit must fall nothing short of perfection. The reality is that you do not have to have amazing credit to buy a house in Surf City, or really any city for that matter. While having a great credit rating can certainly be an asset, avoid falling into the “doom and gloom” trap that your dream house isn’t attainable due to your credit. There are more options available to buyers today than in the past, so don’t let your credit hold you back.


3.) The Asking Price is the Selling Price

Many buyers, especially first time homebuyers, make the mistake of assuming that the asking price is the selling price. However, the asking price is really only that, an asking price. Remember, it’s not set in stone. The asking price is truly a starting point for negotiation. Meaning, if you have your heart set on a house that is slightly above budget, don’t get discouraged. While there is no guarantee a seller will come down on their price, it can be worth a try. Purchasing a home isn’t a one-way street; you should always be prepared to negotiate, no matter the deal.


By avoiding these all too common mistakes, you can insure that you buy the right home for the right price.