Surf City

Surf City Real Estate & Area Information

Research homes for sale in Surf City and learn about what make this community such a great place to live, work, and play.

Surf City straddles both Pender and Onslow counties and is located on Topsail Island proper. It is home to just around 2,000 permanent residents and is also a popular vacation, boating and fishing destination. Of course, it goes without saying that the beach is just as beautiful here as it is along each end of Topsail!

In addition to being just a short drive from both Wilmington and Jacksonville, due to its close proximity to Highway 17, Surf City is also a pretty convenient place to live. Finding most everything you need is not a problem in this little village that is big on livability. Within a 1 to 5 mile radius from the center of town, you'll find a grocery store, library, schools, public transit, fitness studio, coffee shops, a park, plenty of restaurants (several oceanfront), fish markets, antique shops, fresh produce, apparel shops and two noteworthy bakeries!

Although it is much smaller than the beach communities that surround it, there are still numerous property options in Surf City. Let us know if you're considering new construction, condo living or a classic Carolina cottage and we will be pleased to help you in your search!

Surf City Real Estate Short Cuts

 

Recently Listed Homes for Sale in Surf City, NC

$575,000
2 Beds 1 Baths 100600887 MLS
Discover the effortless appeal of coastal living at this beautifully updated second-row ranch bungalow, ideally situated in the heart of Surf City. Just three lots from beach access, this charming 2-bedroom, 1-bath retreat offers an exceptional combination of location, comfort, and investment potential. From the moment you arrive, the inviting wraparound front porch sets the tone. Designed for slow mornings, sunset cocktails, and breezy afternoons, it provides the perfect vantage point to enjoy the coastal atmosphere and refreshing ocean breezes. Inside, a thoughtfully curated coastal aesthetic complements the home's comfortable, easygoing layout. The open-concept living space creates a natural gathering place and flows seamlessly into the bright, welcoming kitchen. Both bedrooms offer peaceful accommodations after a day spent enjoying the beach, making the home equally well suited for personal use or continued vacation rental income. Location is truly the standout. With the beach just steps away, spontaneous morning walks on the sand and afternoons in the waves become part of everyday life. When you're ready to explore, Surf City's restaurants, bars, boutiques, grocery store, and everyday conveniences are all within easy walking, biking, or driving distance. After a day along the coast, return home to fire up the patio grill or simply settle into the rocking chairs and savor the salty air. Store beach gear in the shed. Whether you're looking for a turnkey coastal investment, a weekend escape, or a place to create lasting beach memories, this thoughtfully updated Surf City bungalow offers an enviable opportunity to experience the best of the coast--without sacrificing convenience or charm.

417 N Shore Dr, Surf City

$360,000
2 Beds 1 Baths 100600619 MLS Sea Coast BLDG.
Wake up to coastal views and end the day with beautiful sunsets from this top-floor condo in the heart of Surf City. Offering views of both the ocean and sound from one of the best vantage points in the building, this beautifully maintained 2-bedroom residence pairs an ideal island location with easy, low-maintenance coastal living. Inside, the condo is updated, fully furnished and move-in ready, featuring LVP flooring throughout, an open-concept living area and a well-appointed kitchen with stainless steel appliances. The comfortable layout works equally well for weekend getaways, extended stays or everyday living, while the top-floor setting allows you to enjoy the coastal scenery that makes Topsail Island so special. Another major benefit of Sea Coast is just how much is included in the HOA dues. High-speed internet, cable TV, electricity, water, sewer, trash service, exterior maintenance and master insurance--including flood coverage--are all included. It makes ownership simple, predictable and easy to enjoy. The location is hard to beat. Beach access, Soundside Park, the Surf City Pier, restaurants, coffee shops, boutiques, surf shops, ice cream, fresh seafood and watersports are all just moments away. Elevator access adds convenience, while easy access to Highway 17 keeps Wilmington, Jacksonville and area military bases within reach. Whether you're looking for a primary residence, a furnished beach getaway or a property with rental potential, this top-floor Sea Coast condo offers something increasingly hard to find in Surf City: beautiful views, an incredibly convenient location and a low-maintenance way to enjoy life at the coast. Come see the views for yourself and discover what makes this one special.

305 N Topsail Dr Unit 25, Surf City

$1,445,000
7 Beds 6 Baths 100600386 MLS
Welcome to your ultimate coastal getaway! This recently remodeled, modern and tasteful 3-level second-row beach house in Surf City is just steps from the sand and designed for large groups, family reunions, or multi-family living. With 7 bedrooms, 6 bathrooms, 3 full kitchens, and 3 living/dining areas, the home offers both spacious gathering areas and private retreats. Already listed on Airbnb, it presents a turnkey opportunity for rental income or personal enjoyment. Rental income of $113,449 for 2026, $98,343 in 2025 and $124,983 in 2024. The top floor features 3 bedrooms, 2 baths, a full kitchen, living/dining area, stackable washer/dryer, and a panoramic air-conditioned sunroom with ocean views. The middle floor offers 2 bedrooms, 2 baths, a full kitchen, living/dining area, and a game room with foosball, hockey table, board games, and more, plus shaded and sun decks. The bottom floor includes 2 bedrooms, 2 baths, a full kitchen, living/dining area, and washer/dryer. Each level has its own external entrance, with optional internal stair access between the 2nd and 3rd floors. Every bedroom is equipped with a 43'' Smart TV, and each living room has a 65'' Smart TV. Additional amenities include 2 park-style charcoal grills, multiple decks, and washer/dryer units on all three levels. Centrally located near restaurants, shopping, and local attractions, this property combines modern updates, thoughtful design, and prime location -- perfect as a family retreat or investment property.

1115 N Shore Dr, Surf City

$2,925,000
7 Beds 7 Baths 100599620 MLS
Luxury new construction in a premier location in Surf City with seller financing options (as low as 1% interest) and 100k seller concessions available! Massive income potential- check out the rental projections! Home appraised for OVER 2.93 Mil! Experience coastal living at its absolute finest in this extraordinary new construction luxury residence by Sandy Feet Builders, where inspired design, elevated craftsmanship, and effortless comfort come together in the heart of Surf City. Located at 608 S Topsail Drive, this 7-bedroom, 6.5-bath coastal masterpiece offers 4121 square feet of impeccably curated living space, designed to capture both ocean and Intracoastal Waterway views while delivering a true resort-style lifestyle. Step outside to a private outdoor oasis that rivals high-end resorts. The expansive backyard showcases a custom saltwater pool with jets and waterfall, complemented by a two-story thatched cabana featuring shaded dining and lounge areas perfect for entertaining or unwinding after a day at the beach. A poolside bathroom adds convenience, along with a large spa(pre-wired for two), creating endless opportunities for relaxation. The two-car garage offers generous storage, ample parking, and an EV charging station, blending luxury with modern practicality. Further, the custom concrete drive way can park up to 8 vehicles! Inside, Sandy Feet Builders' commitment to thoughtful luxury is evident at every turn. A residential elevator provides seamless access to all levels, while dual laundry rooms, three refrigerators, impact-rated windows, and a pre-wired generator hookup elevate everyday living. Each floor is equipped with its own advanced HVAC system and Rinnai tankless water heater, ensuring personalized comfort and energy efficiency throughout the home. The crown jewel awaits on the fourth-floor living level, a breathtaking space designed to impress. Soaring 12-foot ceilings frame a chef-inspired kitchen featuring white oak cabinetry, dual 10-foot islands, and a 48-inch gas range ideal for hosting unforgettable gatherings. A massive portrait television, surround sound speakers, and expansive front and rear decks deliver a cinematic experience paired with panoramic views of the Atlantic Ocean and Intracoastal Waterway. Built to stand the test of time, this home features Diamond Kote siding with a 30-year warranty, a whole-home water filtration system, Wi-Fi repeaters throughout, in-ground propane tanks, an elevated slab (lower flood insurance premium), multi-zone speaker system, and integrated whole home dehumidifiers, ensuring durability, connectivity, and peace of mind for years to come. Perfectly positioned within walking distance to the Surf City Pier, boutique shops, and top dining destinations, this exceptional property embodies the very best of coastal Carolina living. 608 S Topsail Drive is more than a home it's a statement of luxury, lifestyle, and the visionary craftsmanship of Sandy Feet Builders.

608 S Topsail Dr, Surf City

$424,900
4 Beds 2 Baths 100599222 MLS
Welcome home to 2094 Course Ln - Surf City's Waterside community at its best. Built in 2024, this beautifully maintained 4-bedroom, 2-bath, 1,514 sq ft home offers easy, one-level coastal living in one of Surf City's most sought-after neighborhoods - with all the peace of mind that comes with near-new construction. Step inside to an open-concept layout filled with natural light and thoughtful upgrades throughout - custom trim detailing on the walls, ceiling fans and lighting in every bedroom, and a kitchen built for entertaining with a center island, stainless appliances, and abundant cabinet space flowing straight into the dining and living areas. The primary suite is a standout, featuring a spa-style glass-enclosed shower that instantly elevates the space. Step outside to your fully fenced backyard - a low-maintenance retreat ready for pets, play, or peaceful evenings after a day at the beach. Beyond the front door, you're buying into the Waterside lifestyle: resort-style pool, fitness center, pickleball and basketball courts, sand volleyball, playground, and scenic sidewalks throughout. Hop on a golf cart and you're minutes from Topsail Island's beaches, and walking distance to Surf City's local restaurants, coffee shops, boutiques, and a favorite neighborhood brewery. Offered at $424,900, 2094 Course Ln delivers modern construction, thoughtful upgrades, and true low-maintenance coastal living - HOA dues of just $960/year keep it easy. Don't wait on this one - homes in Waterside move fast.

2094 Course Ln, Surf City

$1,700,000
6 Beds 2 Baths 100598707 MLS
Few properties capture the history and character of Topsail Island quite like 616 N Shore Drive. Built in 1957 and positioned directly along the Atlantic Ocean in the heart of Surf City, this quintessential beach cottage offers a rare combination of old-school coastal charm, an exceptionally versatile layout, and a setting that is becoming increasingly difficult to replicate. Adding to its uniqueness, two former 60-foot-wide oceanfront lots have been recombined into one expansive homesite, creating an uncommon stretch of beachfront ownership and possibilities that extend well beyond the walls of the cottage. True to its roots, the cottage maintains the simple, unmistakable character of an earlier era on Topsail Island while incorporating thoughtful improvements designed for life along the coast. Hardie siding wraps the exterior, accented by classic Bimini-style shutters along the street side and protective hurricane shutters facing the ocean. Along the oceanfront, a spacious covered porch stretches across the front of the home, preserving the timeless connection between cottage and coastline. Just beyond, the dunes give way to the shoreline and Atlantic beyond. Inside, the home's 1957 character takes center stage. Rich knotty pine walls and 2.25-inch hardwood floors run throughout much of the main living areas, creating the warmth and authenticity of a classic Topsail beach cottage, while a wall of oceanfront windows keeps the Atlantic firmly in view. The living and dining areas flow naturally together, with plenty of room for everyone to gather while enjoying the ocean as a constant backdrop. The adjoining kitchen blends seamlessly into the home's original character while offering thoughtful updates for today's use. A tongue-and-groove wood ceiling continues the cottage aesthetic overhead, complemented by butcher block countertops, a tiled backsplash, white cabinetry, and a six-foot pendant-lit eat-in bar. A large single-basin stainless steel sink sits beneath an impressive six-foot window, bringing abundant natural light into the space. Three bedrooms complete the main level, including an oceanfront bedroom where multiple windows frame sweeping views of the beach and Atlantic beyond. A full guest bath has been refreshed with LVP flooring, beadboard accents, a quartz-topped single vanity, fiberglass walk-in shower, and nearby linen storage. Downstairs, the home opens into an unexpectedly spacious ground-level living area, adding tremendous flexibility for larger groups and extended stays. LVP flooring runs throughout much of the level, while the open central gathering space offers ample room for entertaining, recreation, or simply spreading out while still enjoying the home together. Three additional guest rooms provide comfortable accommodations for family and visitors, while a second full bath serves the downstairs with a shower/tub combination and a conveniently located laundry area adds everyday practicality. A second full bath serves the downstairs with a shower/tub combination, while a conveniently located laundry area adds everyday practicality. Outside, the setting takes center stage. A spacious covered oceanfront porch stretches across the length of the home, creating a front-row seat to the Atlantic and an inviting place to start the morning, unwind after a day on the sand, or simply enjoy the sights and sounds of the ocean. From the porch, private stairs lead directly across the dunes to the beach, putting the shoreline just steps from the door. A thoughtfully enclosed hot-and-cold outdoor shower is conveniently positioned on the oceanfront deck, making the transition from beach to home effortless. Beyond the immediate oceanfront setting, the property offers something increasingly difficult to find along Topsail Island: space. The homesite encompasses approximately 0.40 acre. Formerly configured as two separate lots, the property was recombined into a single homesite, creating an exceptionally oceanfront footprint with added flexibility for a future pool, expanded outdoor living, recreation, or other permitted improvements. Adding to the property's long-term appeal, Surf City and the U.S. Army Corps of Engineers have executed the Project Partnership Agreement for the area's planned beach nourishment project. With this stretch of shoreline included within the project area, the initiative provides an encouraging outlook for a wider, healthier beach and adds another compelling dimension to this already distinctive oceanfront property. With the Atlantic just beyond the front porch, accommodations spread across two levels, generous gathering spaces, and the beach quite literally at your doorstep, 616 North Shore Drive captures what generations have loved about Surf City, a place built around long beach days, full houses, and time spent together.

616 N Shore Dr, Surf City

$700,000
3 Beds 3 Baths 100596945 MLS
Perfectly positioned in the heart of Surf City, this 3-bedroom, 3-bath townhome offers 1,748 square feet of thoughtfully designed coastal living, shaped by water views, inviting outdoor spaces, and a location that captures the best of island life. Just a short walk from the beach and surrounded by many of Surf City's favorite restaurants, shops, and attractions, the property also includes a separate sound-front parcel--an increasingly unique opportunity in the heart of the island. Designed with a reverse floor plan, the home's upper level brings the kitchen, dining, and living spaces together beneath vaulted ceilings, creating an open and airy setting for everyday living and entertaining. Rich wood flooring brings warmth and character to the main living spaces, while abundant windows fill the home with natural light and glimpses of the surrounding coastal landscape. At the center of it all, the kitchen features granite countertops, a nine-foot eat-in bar, stainless steel appliances, and pantry storage, providing plenty of room for everything from casual mornings to evenings spent entertaining family and friends. The adjoining dining area flows naturally into the spacious living room, where vaulted ceilings and walls of windows reinforce the home's bright, relaxed coastal atmosphere. Beyond the living room, glass doors open to a covered deck where surrounding water views and the Surf City skyline become the backdrop for morning coffee, afternoon conversations, and evenings spent outside. A guest bedroom with ocean views and an adjacent full bath completes the upper level. The first floor shifts the focus from gathering to retreat, with two private bedroom suites thoughtfully separated from the home's main living spaces. The spacious primary suite stands out with rich wood floors and glass doors opening onto a private covered deck overlooking the marsh and surrounding water. Dual closets provide generous storage, while the adjoining en suite features a double vanity and walk-in shower. A second guest suite offers its own private bath, creating a comfortable space for family and visitors, with a conveniently located laundry closet nearby. At ground level, a tiled wet-weather entry provides a practical arrival point from the beach, carport, and backyard, with beadboard detailing adding a touch of coastal character. Outside, the fenced backyard creates a surprisingly private patch of green beneath the coastal canopy, while an enclosed hot-and-cold shower is waiting after sandy days at the beach. Perhaps most compelling is the lifestyle this location makes possible. From mornings on the beach to evenings overlooking the water, 421 A N New River Drive places both within easy reach. Walk to the sand, restaurants, shops, and entertainment that define Surf City, then return home to covered decks, marsh and water views, and your own outdoor spaces to unwind. Combined with the sound-front parcel conveying with the property and a floor plan equally suited for a primary residence, second home, or coastal retreat, this is a rare opportunity to experience Surf City from both sides of the island.

421 N New River Dr Unit A, Surf City

$823,500
3 Beds 3 Baths 100595518 MLS
Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.

109 Sea Urchin Ct, Surf City

$410,000
3 Beds 4 Baths 100594283 MLS
Perfectly positioned in the heart of Surf City, this beautifully maintained coastal home in Bryan's Court blends thoughtfully designed living spaces with exceptional access to the area's everyday conveniences and coastal attractions. Conveniently located near local shopping, restaurants, the Surf City Community Center, the town's new skate park, and the award-winning beaches of Topsail Island, the home offers an ideal balance of everyday accessibility and coastal recreation. Thoughtfully designed for life along the North Carolina coast, the home's attractive exterior pairs timeless coastal character with lasting durability. Vinyl siding, a metal roof, distinctive Bahama shutters, gutters, and a spacious two-car garage create inviting curb appeal while delivering the low-maintenance features Buyers appreciate. Ascending to the main living level, durable 7.5-inch luxury vinyl plank flooring, eight-foot ceilings, and an open-concept design create a bright, welcoming atmosphere that's equally suited for everyday living and entertaining. Serving as the heart of the home, the kitchen balances generous workspace with everyday functionality. Rich cabinetry is complemented by a glass tile backsplash, stainless steel Whirlpool appliances, a five-burner smooth-top range, dual-basin sink with disposal, and abundant counter space for meal preparation. A two-tier, shiplap-accented breakfast bar comfortably seats family and friends, creating a natural gathering place that seamlessly connects the kitchen, dining, and living areas. Just beyond, the dining area is filled with natural light and centered beneath a stylish chandelier, while the adjacent living room provides an inviting place to relax after a day at the beach. Together, these thoughtfully connected spaces create a comfortable setting for everything from quiet evenings at home to hosting family and friends. Privately positioned at the rear of the home, the primary suite provides a peaceful retreat overlooking the fenced backyard and natural wooded backdrop beyond. A custom shiplap accent wall adds warmth and character, while the spacious layout, walk-in closet, and ceiling fan create a comfortable space to unwind at the end of the day. The adjoining ensuite bath offers a spacious dual vanity with cultured marble countertops, abundant storage, and a walk-in shower, creating a functional layout for everyday living. The thoughtful floor plan continues with well-appointed guest accommodations designed to provide both comfort and privacy. A spacious guest suite at the front of the home enjoys its own private ensuite bath, while a third bedroom is conveniently located near the hall powder room, which also incorporates a dedicated laundry closet for added everyday convenience. The lower level offers exceptional flexibility to suit a variety of lifestyles. Nine-foot ceilings and durable luxury vinyl plank flooring create an open, comfortable space that easily adapts as a second living area, media room, home office, fitness space, or guest retreat. A full bathroom, abundant storage, and direct access through an expansive sliding glass door to the screened porch further enhance the functionality of this level. Outside, the screened porch extends your living space and overlooks a beautifully maintained backyard designed for both relaxation and entertaining. Professionally landscaped and enclosed by low-maintenance vinyl fencing, the yard offers an inviting patio, lush green space, and a peaceful wooded backdrop that provides an uncommon sense of privacy within the community. Whether you're searching for a full-time residence, a weekend coastal escape, or an investment opportunity, this thoughtfully designed home offers the flexibility, comfort, and location to complement a variety of lifestyles. Combining low-maintenance ownership with spacious living areas, private outdoor spaces, and one of Surf City's most convenient locations, 133A James Avenue presents an opportunity to enjoy the very best of coastal North Carolina.

133 James Ave Unit A, Surf City

$479,900
3 Beds 2 Baths 100589706 MLS
Welcome home to coastal living on one of Waterside's most sought after premium pond homesites, where peaceful water views set the tone before you even step inside, and a long list of upgrades means less work and more time enjoying what matters. Craftsman style columns and a covered front entry welcome you home, with manicured landscaping framing the front yard. Step through the front door and a board and batten accent wall lines the hallway, setting the tone for the home ahead. The first bedroom offers a built in bookshelf with a Murphy bed, the kind of flexible space that flexes with your life, guest room today, home office tomorrow, hobby room whenever inspiration strikes. At the heart of the home, the kitchen was completely reimagined for the way you actually live and entertain, with an expanded island made for gathering, additional cabinetry and counter space, quartz countertops, a tile backsplash, soft close cabinets and stainless steel appliances. Throughout the home, a Smart Home Technology Package puts lighting and the alarm system at your fingertips, and a UV air purification component built into the HVAC system keeps the air cleaner and fresher throughout. Retreat to the primary suite, a true escape from the everyday, with a spa inspired bathroom featuring an extended vanity, quartz countertops, shiplap detailing and a custom accent wall in the private water closet. It's the outdoor living here that truly sets this home apart. Step out to your screened in porch and take in one of the community's coveted pond views, where mornings are quiet and evenings close out with a breathtaking sunset over the water. A fenced in yard and raised garden beds round out a backyard made for slow mornings and easy living. Location makes everyday life even easier. You're less than a mile from the high rise bridge with sweeping Atlantic views, just over two miles from the Surf City Pier, and an easy drive to Wilmington and Camp Lejeune. Waterside residents also enjoy a pool, clubhouse, fire pit, playground, multisport court and sand volleyball court, plus, as a Surf City resident, two free parking passes for effortless island access. Schedule your private showing and come experience Waterside living for yourself.

2045 Course Ln, Surf City

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