Surf City Real Estate & Area Information

Research homes for sale in Surf City and learn about what make this community such a great place to live, work, and play.

Surf City straddles both Pender and Onslow counties and is located on Topsail Island proper. It is home to just around 2,000 permanent residents and is also a popular vacation, boating and fishing destination. Of course, it goes without saying that the beach is just as beautiful here as it is along each end of Topsail!

In addition to being just a short drive from both Wilmington and Jacksonville, due to its close proximity to Highway 17, Surf City is also a pretty convenient place to live. Finding most everything you need is not a problem in this little village that is big on livability. Within a 1 to 5 mile radius from the center of town, you'll find a grocery store, library, schools, public transit, fitness studio, coffee shops, a park, plenty of restaurants (several oceanfront), fish markets, antique shops, fresh produce, apparel shops and two noteworthy bakeries!

Although it is much smaller than the beach communities that surround it, there are still numerous property options in Surf City. Let us know if you're considering new construction, condo living or a classic Carolina cottage and we will be pleased to help you in your search!

Surf City Real Estate Short Cuts

Recently Listed Homes for Sale in Surf City, NC

$825,000

3 Beds ⋅ 3 Baths ⋅ 100350548 MLS

Cozy coastal cottage in the heart of Surf City. This is a 3 bedroom & 3 bathroom cottage on the sound side in Surf City with beautiful water and sunset views in a private setting and a short 3 minute walk to the closest public beach access. Open concept cottage with 3 bedrooms, 3 full baths and a bonus room. Over 700 Sq Ft of outdoor deck space to enjoy watching the sound & waterway, sunsets or traffic going by. This house has been renovated in recent years and used as an AIRBNB & short term rental. The Roof, HVAC, windows and doors were replaced in 2019. Interior renovations were completed between 2019 - 2020. It is being sold completely furnished and turn key. Come and see why this could be the perfect home, vacation spot or investment property for you! Owner is a licensed NC realtor & has self managed rentals.

1139 S Topsail Drive, Surf City

Listing courtesy of Coldwell Banker Sea Coast Advantage.

$425,000

2 Beds ⋅ 3 Baths ⋅ 100349505 MLS

Perfect entry into vacation rental investment property with its community deeded beach access directly across the street on the less traveled section of S Shore Drive, its community pool, gated entrance, and within walking or biking distance to Surf City shopping, restaurants, and fishing pier. The new owner of this townhome will appreciate its freshly painted interior , LVP flooring, cabinetry, bath and light fixtures, and sliding glass doors . The open floor plan on first floor features kitchen with beautiful wood counters and farm sink, dining area, half bath, laundry and den that leads out to deck over looking the courtyard leading to pool. Second floor plan has two bedrooms each with private baths. Enjoy the pool or beach with a quick rinse off in the outdoor shower. Parking for 2 vehicles underneath with additional overflow parking offered.

102 Crosswinds Drive, Surf City

Listing courtesy of Coastal Carolina Real Estate.

$719,000

4 Beds ⋅ 3 Baths ⋅ 100349484 MLS

Ocean view 4 bedroom 2 .5 bath home has a reverse floor plan with the primary suite just off the main living area and a den at the entry level so everyone has a place to call their own! Have your pick of fabulous views no matter which of the decks you choose; gaze at waves rolling in on the salty seas or birds winging over the peaceful marsh! Fully furnished, complete with hurricane shutters and roughly 350 ft from the public beach access, what are you waiting for?! An ideal home, 2nd home or even investment property!

1424 N Topsail Drive, Surf City

Listing courtesy of Treasure Realty Inc.

$300,000

100348737 MLS

A hidden gem, a lot that time forgot beckons you to come join it. Mere FEET from a deeded beach access AND a community boat ramp/sound access, 108 Crutchfield beckons you to build your dream home. Take in the nearby beaches and sites like the Missiles and More Museum, yet find privacy. This is the perfect location for enjoying the best of both worlds! If you find the idea of building a home daunting, I have a network of builders who can discuss the options with you. Let's meet and plan now!

108 Crutchfield Avenue, Surf City

Listing courtesy of Re/Max Now.

$799,999

3 Beds ⋅ 2 Baths ⋅ 100347716 MLS

Water views! You won't want to miss this updated beach house! Offering large decks for outside entertainment, new doors and windows, new kitchen with stainless appliances and granite countertops, freshly updated bathrooms, new lvp flooring, paint. Custom design features such as the wall of windows and shiplap. Wet Weather/laundry area coming in from the garage. Private outdoor shower, plenty of storage space. Too many features to mention.

1010 S Topsail Drive, Surf City

Listing courtesy of Treasure Realty Inc.

$1,239,000

4 Beds ⋅ 4 Baths ⋅ 100346897 MLS

This beautiful and modern island home by Ridgestone Construction features an open airy floorplan with impact glass windows, sprawling porches with ocean views, contemporary kitchen with custom cabinets, quartz counters and stainless appliances including under counter ice maker and wine cooler. Beach access is located just a short walk from the door.

109 Charlotte Avenue, Surf City

Listing courtesy of Landmark Sotheby's International Realty.

$618,000

3 Beds ⋅ 3 Baths ⋅ 100346402 MLS

Location! Second Row townhome with amazing ocean views from both floors. Prepare meals in the newly updated kitchen while catching those views. Freshly painted with 3 bedrooms and 3 bathrooms. LVP flooring in all living areas and bedrooms. Soak up the sun on the top deck and relax in the shade on the bottom deck all while enjoying the ocean breeze and hearing the sound of the waves! Walk or bike to restaurants in Surf City, relax on the beach just steps away, or lounge by the pool. Outside shower, storage, and parking underneath. Listing agent is the owner.

203 Lazy Day Drive, Surf City

Listing courtesy of Exp Realty.

$125,000

100345602 MLS

Don't miss this opportunity to build on one of the last available lots at Driftwood at Tropical Winds with NO HOA FEES! This lot has sewer and water taps available from Surf City. Great mainland Surf City location to build a nice permanent residence or beach vacation home within minutes of Surf City restaurants, gas station, IGA and shopping. Located in a quiet neighborhood filled with families and retirees. Walking distance to Surf City Community Center. Pond behind the lot is stocked with fish and enjoyed year-round by the locals with a walking trail. All of this in the Surf City/Topsail school district.

1a Driftwood Drive, Surf City

Listing courtesy of Teresa Batts Real Estate, Llc.

$125,000

100345599 MLS

Great lot in highly desirable area of Surf City! Located just off the island in a quaint neighborhood. Close to the community center which offers dog park, play ground, soccer fields, baseball fields, tennis courts, gym, and basketball court. Close to Surf City Boat ramp.

1b Driftwood Drive, Surf City

Listing courtesy of Teresa Batts Real Estate, Llc.

$545,000

2 Beds ⋅ 2 Baths ⋅ 100343930 MLS

Enjoy ocean and beach-views in this townhome with direct deeded beach access. The property is located on the seaward side of North Shore Drive, near the heart of Surf City's dining, entertainment and shopping. This middle unit is unique with its own private entrance. Take in ocean views from the balcony and living room, or cook and entertain in the open kitchen and dining area. The home is being offered fully furnished and decorated at no value with a king bedroom and second bedroom with queen bed and twin bunkbeds. Convenient off-street, covered parking is available. The townhome is well taken care of with a new AC unit (2022) and new hurricane shutters on the oceanside glass (2021). This beach-home is currently a consistent vacation rental property, but will also make a great primary residence or second home.

512 N Shore Drive Unit #C, Surf City

Listing courtesy of Moment Realty Llc.

$1,299,000

4 Beds ⋅ 3 Baths ⋅ 100343406 MLS

New home second-row from the beach on Topsail Island offers expansive ocean views and beach access just across quiet South Shore Drive inside the S-curve. Features include an open floor plan, great room with vaulted ceilings, custom kitchen with granite countertops and stainless steel appliances, and an elevator. Enjoy all the best of island living from one of Topsail's most desirable locations.

605 S Shore Drive, Surf City

Listing courtesy of Landmark Sotheby's International Realty.

$1,140,000

5 Beds ⋅ 5 Baths ⋅ 100343400 MLS

Luxurious custom 5 bedroom, 4.5 bath new construction home in the heart of Surf City. House is 2448 square feet with a designer kitchen including whirlpool stainless appliance package (electric smoothop range/ microwave/ dishwasher/ side by side refrigerator with ice maker) and white shaker cabinets. This home will have all the extras you've been waiting for; a massive rooftop deck for entertaining and taking in the stars. LVP flooring throughout with tile in the bathrooms, custom tiled master shower, granite countertops in kitchen, cultured marble countertops in bathrooms, and spray foam in the attic just to name a few. Perfect for a beach getaway, there will be an elevator ideal for heavy suitcases and week-long grocery hauls. Throw your beach toys in the massive storage room and rinse off the sand in your private outdoor shower. There are covered porches on every level to take in the stunning views. This house sits in the highly coveted Topsail School District, ideal if you have children, but it would also be a rental powerhouse (request projections from your realtor). There will be a paved driveway with covered parking underneath to accommodate you and all your guests. House is a stones throw away from local restaurants and shops and within walking distance to the local grocery, convenience store, seafood market and sound side park! There is no HOA.

513 N Topsail Drive, Surf City

Listing courtesy of Teresa Batts Real Estate, Llc.

$551,290

4 Beds ⋅ 3 Baths ⋅ 100342862 MLS

Surf City's newest community, Waterside, is now selling! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has to offer. In the highly sought after Topsail school district. The Harbor Oak plan is a gracious home perfect for beach living and entertaining. Smart Home technology included. Open floor plan with large granite island open large gourmet kitchen with 36'' staggered cabinets with crown molding, granite, tile backsplash, impressive butler's pantry and stainless-steel appliances in kitchen. Separate dining room just right for entertaining. Luxury Vinyl Plank flooring is included in the main living area, giving you a wood-like look with the durability to handle all your beach days and the Coastal trim package will remind you that you're just minutes from the island and the beach. The owner's suite spans the whole back of the home including a sitting room. Owner's suite bath features a step-in 5' shower plus a garden tub and dual vanity. Large upstairs loft with closets. The Harbor Oak has a wide and gracious entrance to greet your guests at your 8 foot glass front door. Step outside onto your covered porch to enjoy the night sky at the beach

417 Edgewater Way Unit #217, Surf City

Listing courtesy of D.R. Horton, Inc.

$465,015

3 Beds ⋅ 2 Baths ⋅ 100342851 MLS

Welcome to Waterside, in Surf City! Within walking distance to local eateries shopping and the island The Eaton plan is a perfect home for relaxation and entertaining with a very open floor plan, 10-foot high ceiling, and a large gourmet kitchen with 36'' staggered cabinets with crown molding, granite, tile backsplash, walk-in pantry, and stainless-steel appliances in kitchen. Luxury Vinyl Plank flooring is included throughout, giving you a wood-like look with the durability to handle all your beach days and the Coastal trim package will remind you that you're just minutes from the island. The owner's suite features a step-in 5-foot shower and dual vanity. Spend the end of each day on the oversized covered porch that has plenty of room for relaxing!

520 Edgewater Way Unit #Lot 201, Surf City

Listing courtesy of D.R. Horton, Inc.

$463,990

3 Beds ⋅ 2 Baths ⋅ 100342844 MLS

344 Edgewater Way Unit #Lot 171, Surf City

Listing courtesy of D.R. Horton, Inc.

$650,000

100342746 MLS

Location! Location! Location! If you are looking for a great property with a MIXED USED ZONED, this property is located in the mainland with direct access to Topsail Island. Property was recently zoned Mixed Use (MU) and annexed to the town of Surf City. There is a small older home located on the land but seller has associated no value to the property. Please look at the documents for the Survey specific to this lot.

12553 Nc Hwy 50, Surf City

Listing courtesy of Re/Max Elite Realty Group.

$1,999,000

6 Beds ⋅ 7 Baths ⋅ 100342545 MLS

This spectacular island home offers panoramic views of the Atlantic Ocean along with an open floor plan that is ideal for entertaining guests. Perfect for a second home or vacation rental, the property grossed over $130,000 in rentals in 2021 and already has over $125,000 on the books for 2022. The interior boasts 6 bedrooms, 6 and 1/2 bathrooms and the third floor observatory currently serves as a 7th bedroom for vacation rental purposes. Finishes include Brazilian Cherry floors, a wall of oceanfront windows in the Great Room, Elevator, and spacious kitchen. The large covered oceanfront porch is the perfect setting to enjoy the endless views and sea breezes. Step out into the backyard oasis complete with swimming pool, or stroll just steps to the community pier and boat dock. Sited on a highly elevated lot in one of the most desirable sections of southern Topsail Island. All the best of beach living awaits!

98 Oleander Court, Surf City

Listing courtesy of Landmark Sotheby's International Realty.

$864,900

4 Beds ⋅ 3 Baths ⋅ 100342468 MLS

Deeded beach access comes with this meticulously maintained and well landscaped home located in the heart of Surf City. Walk or bike to your favorite restaurants and shops. This home comes fully furnished, smartly decorated including plantation shutters and is ready for your immediate enjoyment. Kitchen features generous counter space plus a pantry. Reverse plan with open living on the top floor with a covered deck that expands your entertaining area. The master is on the middle floor with a walk-in closet. Plenty of parking plus a double garage for cars and toys with a wet weather entry as well. Large lot with abundant back yard for playing or maybe a pool. Covered decks to watch the sunsets over the water plus a deck on the sunrise side as well. This could be your vacation spot or permanent home. While never rented, it could provide income if desired. This one has it all........come take a look!

612 S Topsail Drive, Surf City

Listing courtesy of Landmark Sotheby's International Realty.

$159,900

100342317 MLS

The lot for your dream home is waiting for you: excellent 5 acres opportunity in Surf City.

Hardison Drive, Surf City

Listing courtesy of Sell Your Home Services Llc.

$695,000

3 Beds ⋅ 2 Baths ⋅ 100342061 MLS

This quaint, coastal cottage is in a fantastic location! Only a short distance to the beautiful Atlantic Ocean! You can sit on the covered front deck and enjoy the beautiful ocean views, or relax on the large covered back deck and soak in the sound side views. This property is a win win with great scenery off both decks! There is plenty of space underneath the home to enjoy concrete open area. Underneath the home also offers a large outdoor shower for rinsing off the sand, a storage area to stash away beach chairs and toys, and a bad weather entry. Unload your groceries and luggage without getting wet! In the home you will find 3 nice sized bedrooms, two full bathrooms and an open living area. The open floor plan allows for easy entertaining! Restaurants and entertainment in close proximity. The home comes fully furnished and is ready for you to move in and start making memories with your family, or use it as an investment property! Don't miss the opportunity to own this piece of paradise!

1519 N New River Drive, Surf City

Listing courtesy of Teresa Batts Real Estate, Llc.

$379,000

1 Beds ⋅ 2 Baths ⋅ 100341677 MLS ⋅ Surf Condominiums BLDG.

Looking for a weekend getaway, vacation rental or just looking to live at the beach full time? This Professionally decorated beach condo located in the heart of Surf City in the Surf Condos could be the answer. This 1 bedroom 1.5 bathrooms is just steps to the beach. As you enter the unit your master is immediately on your left and connects to the bathroom. With laundry ensuite, it makes it super easy to get the towels washed after a day at the pool and beach! The charming daybed is perfect for a guest to stay when they visit! The open kitchen with its updated granite countertops and cabinets flows into the living room which is a great relaxation spot after a long day. Head out back to your deck where you can enjoy the pool view and some ocean view too! Condo has private beach access, a beautiful community swimming pool and is closely located to shops and dining in town! Unit is sold fully furnished all that is missing is you and your toothbrush! The first floor units come with two parking spots under the building as well as a storage unit which will hold all of your beach ''tools'' comfortably. You do not want to miss this beauty!

918 N New River Drive Unit #312, Surf City

Listing courtesy of Coldwell Banker Sea Coast Advantage.

$900,000

100341531 MLS

SUPER BUSINESS OPPORTUNITY! Turn Key Property...Several possibilities, Property located on Higher elevation, Flood and Elevation certificate available. Great Location, High traffic area, Great visibility. Walking distance to the beach. This property haw everything needed to get started (walk n cooler, dishes, table and chairs, utensils, pizza maker and all other equipment/appliances. JUST a little TLC

610 N New River Drive, Surf City

Listing courtesy of Performance Realty.

$365,000

1 Beds ⋅ 2 Baths ⋅ 100341411 MLS ⋅ Surf Condominiums BLDG.

Whether you are looking for a beach oasis to escape to, a permanent beach condo or an investment opportunity, this newly renovated home is sure to amaze! Brand new HVAC installed 2021! Sellers are now offering a $1,500 Use as you choose credit!!

918 N New River Drive Unit #624, Surf City

Listing courtesy of Re/Max Elite Realty Group.

$492,590

5 Beds ⋅ 3 Baths ⋅ 100341205 MLS

Surf City's newest community, Waterside, is now Selling!!! Within walking distance to local eateries shopping and the island. This Darby gives you 4 bedrooms on the main level and a bonus room, Bedroom Bathroom upstairs . This open floorplan also has a 10x13 covered porch so you can enjoy outdoor living. The large gourmet kitchen features 36'' staggered cabinets with crown molding, granite, tile backsplash, walk-in pantry, and stainless-steel appliances in kitchen. Luxury Vinyl Plank flooring is included in the main living area, giving you a wood-like look with the durability to handle all your beach days and the Coastal trim package will remind you that you're just minutes from the island. The split-floorplan has the owner's suite on the back of the house to provide you with privacy. Upstairs you have lots of options for guests, a game room, office or even a gym.

511 Edgewater Way Unit #Lot 203, Surf City

Listing courtesy of D.R. Horton, Inc.

$969,000

4 Beds ⋅ 4 Baths ⋅ 100341042 MLS

This stunning BRAND NEW home in Surf City, NC, will fulfill all your dreams of island living! Located on the ocean side of the island and a quick walk from a public beach access means you wont need to cross a busy road to get to the gorgeous Atlantic ocean! Residing in the sought after Surf City school district this home is over 2,000 sq. ft and has a 3 story reverse floor plan. Two decks on every floor maximize the water views and are perfect for dining al fresco, a hot tub or just having a cup of coffee while you watch the sunrise over the Atlantic. This home also features LVP throughout, a washer/dryer, kitchen appliances, an outdoor shower and an elevator, which means more beach time and less hassle for weekends away! With 3 and 1/2 bathrooms, 4 bedrooms and a spacious living and dining combo with sliding doors leading out to the second floor deck there is plenty of space for entertaining all your family and friends. The top floor is a HUGE master suite with two private balconies, a sitting room with a walk-in closet and a spacious en suite with a separate bathtub. If you have daydreamed about falling asleep to the sound of the ocean and summer days spent with a cold drink in your hand and your feet in the sand this is the home you have been searching for. Call us today to customize this home and make it your valuable investment, retirement dream home or year- round abode.

Lot 6 N Topsail Drive, Surf City

Listing courtesy of Coldwell Banker Sea Coast Advantage.

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